From the first colonial settlements through the Revolutionary War, Civil War and Reconstruction, policies at all levels of government have routinely and repeatedly sought to prevent Black, Indigenous, and other People of Color (BIPOC) from acquiring land and having access to certain neighborhoods and amenities. These policies not only denied BIPOC-led households opportunities for economic and social mobility, but reinforced prevailing white supremacist views regarding the inferiority and deservedness of BIPOC. It was on this foundation of state-sanctioned oppression and discrimination that later housing policies were developed.
Early settlers secured land ownership from Native tribes by paying compensation to tribal authorities for ownership, tricking tribes into giving up their lands or simply seizing control through force. As more colonists arrived, demand for land increased, forcing the displacement of more Native people from their own settlements. Colonial governments also formed treaties with various tribes – often with unfair terms and little enforcement against European abuses – and imposed restrictions over the use, sale, and ownership of property among Native people.