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"Second Look is an innovative, automated underwriting system," says Natasha Pallan, CFO at Center for NYC Neighborhoods. "It can assist banks in reducing the cost and speeding the process of underwriting loans to families in the low- to middle-income bracket."

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A key aspect of MiCASiTA (which has evolved to become DreamBuild) is a financing component – education and a loan product – that allows families to grow their homes as their finances improve and to build equity through homeownership.

“Most people want a home for their kids – a beautiful home that they’re proud of,” says cdcb Director of Homeownership Linda Marín. “If a client is not financially able to get their dream home, we can start with something smaller and work toward getting to the dream.

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Gulf Coast Housing Partnership’s Health + Housing innovation creates new financing options for health insurers to invest in affordable homes with embedded health services. The approach is being piloted at two flagship developments: H3C in New Orleans, Louisiana, and The Pearl, in Jackson, Mississippi.

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Preservation of Affordable Housing’s (POAH’s) innovation draws on new insights into how trauma affects the body and brain to build and support communities where everyone can thrive.

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Originally designed for two new housing developments, the modular CLT multifamily prototype ultimately faced market and feasibility challenges. Even without reaching full-scale development, the innovation raises awareness of less extractive and more climate-forward construction practices and the importance of sustainable supply chains.

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Impact Justice imagines, builds, and scales innovations that advance safety, justice, and opportunity. The Homecoming Project inspired by the sharing economy and designed to change what reentry looks like in the U.S.